d
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financial planning
Providing tailored retirement counsel and solutions
We specialize in designing retirement solutions to help you live the retirement you want.
Our Mission
Welcome to D&G Financial Planning Team -
Your Partner in Securing a Bright Future!
Our team understand that retirement is a significant chapter in your life story, and we’re here to help you make it a fulfilling and financially secure one. With years of expertise in retirement planning, we specialize in tailoring comprehensive strategies to meet your unique goals and aspirations.
Our mission is to empower you with the knowledge and guidance needed to navigate the complexities of retirement, so you can enjoy peace of mind and the retirement you’ve always envisioned.
Let’s embark on this journey together.
Our services
Retirement Planning
Our personalized approach takes into account your financial goals and lifestyle aspiration. We’ll work closely with you to create a customized plan that maximizes your savings, and ensures a comfortable retirement.
Premium finance
Our premium finance planning services are designed to help you navigate the complex landscape with ease. Our expert work closely with you to develop tailored strategies to help maximize for generational wealth and reduce estate taxes.
401(K)/ira rollover
Providing services for 401(k)/IRA rollovers is our expertise. We assist you in seamlessly transferring your retirement funds when you change job or retire. Our dedicate team simplifies the process, helping you avoid penalties and taxes.
business retirement plan
Our business services are tailored to safeguard the future of both your company and your employees. Our experts specialize in creating retirement benefit programs that attract and retain top talent while optimizing tax advantages for your organization.
life insurance with living benefits
Life insurance with living benefits provide a unique and comprehensive approach to financial protection - Illness, retirement supplemental income, and untimely death.
college planning
Providing college planning services is our commitment to securing your child’s educational future. We provide guidance on a safe saving vehicle for your child to use in college years or for life’s milestones.
Frequently asked questions
What is INDEX UNIVERSAL LIFE (IUL)?
Indexed Universal Life (IUL) offers a unique blend of life insurance and potential for cash growth. Its key strengths include flexibility - allowing policyholders to adjust payments and benefits - and the cash account tied to market return providing the opportunity for tax-advantaged growth.
Moreover, IUL often comes with living benefits, allowing access to funds for various needs like illnesses, supplemental retirement, education, a home purchase, if structured properly. This combination makes IUL a powerful financial tool, providing protection, growth potential, and flexibility in one package.
Can LIFE Insurance policy be used for retirement?
Yes, IUL can be used as a tool to build retirement income. The cash value grows with the market index performance, offering potential for tax-advantaged income in retirement. Ensure the policy aligns with your long-term financial goals for a secure and flexible retirement income.
What is ANNUITY?
Annuities are investment issued by insurance companies that can be used to help build a guaranteed income stream or a retirement nest egg. It’s like being able to create your own pension fund or IRA.
We specialize in FIA (Fixed Indexed Annuity). It offers a guaranteed interest rate, along with the potential for additional interest based on the performance of a chosen market index, providing a balance of stability and growth potential. Principal and interest gained are protected.
FIA is a good option if you are seeking stable and guaranteed lifetime income. It allows you to save more for retirement in a tax-deferred investment vehicle and asset protection.
What states do you provide service to?
We are located in CA but we are licensed to service 50 states.
Testimonials
what our clients say about us
I’m so grateful to come across their service a few years back. I feel more financially secure than I was 4 years ago. I now have a structured plan for myself and my family. Now I have a clearer image of my retirement path. All thanks to D&G!
- anthony h.
They were really knowledgeable and professional with supplying the different options that was offered to me. I had no idea I even have that many options to explore. They structured a plan for my whole family including my 2 young children. I’m so grateful that I reached out to D&G services. I feel more at ease with my finances today!
- may w.
I didn’t have anything plan for retirement. I’m glad I spoke with D&G. Since retirement is around the corner, they structured a supercharge plan for me so I can have something to look forward to. I was concerned a few years back whether I can retired or not but since now I have a plan to follow, I feel more confident. I know my retirement years will be financially comfortable. Thank you for mapping a plan for me D&G!
- cindy d.
book complementary consultation
Join our team
Main Office
2900 S. Harbor Blvd., Suite 225
Santa Ana, CA 92704
Phone & Text: (714) 312 - 6887
Email: Contact@DGFinancialPlanning.com
Embark on a rewarding career journey with us!
Our company is actively seeking quality individuals to join our team in delivering excellent retirement planning services. If you’re passionate about financial well-being and ready to make a meaningful impact, explore exciting opportunities with us!
Call us to schedule for an interview.
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